Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between Colorado and Texas for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.
| Tax | Colorado | Texas |
|---|---|---|
| State income tax (effective) | 4.40% | None |
| Long-term capital gains | 4.40% | None (federal only) |
| Property tax (effective) | 0.55% | 1.80% |
| Combined sales tax | 7.80% | 8.25% |
| Retirement income | partial-exempt | no-tax |
| Income system | flat | none |
Colorado total tax
$19,722
Texas total tax
$15,370
Colorado state tax
$4,352
Texas state tax
$0
Difference
−$4,352
Texas saves you money
As % of income
3.63%
Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.
Moving from Colorado to Texas could save about $4,352 per year on this profile — roughly 3.63% of gross income.
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