Georgia vs Florida Taxes (2026)

Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between Georgia and Florida for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.

TaxGeorgiaFlorida
State income tax (effective)5.39%None
Long-term capital gains5.39%None (federal only)
Property tax (effective)0.92%0.89%
Combined sales tax7.40%7.00%
Retirement incomepartial-exemptno-tax
Income systemflatnone

Tax savings calculator

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$
$

Estimated 2026 burden

Georgia total tax

$20,701

Florida total tax

$15,370

Georgia state tax

$5,331

Florida state tax

$0

Difference

−$5,331

Florida saves you money

As % of income

4.44%

Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.

Relocation analysis

Moving from Georgia to Florida could save about $5,331 per year on this profile — roughly 4.44% of gross income.

  • Property tax difference on a $400k home: $120/yr.
  • Sales tax difference on $50k of taxable spending: $200/yr.
  • Capital gains difference per $10k gain: $539.

Key differences

  • Georgia: Flat 5.39% individual + corporate; generous retirement exclusions over 62.
  • Florida: No personal income tax; 5.5% corporate rate; popular for relocation.
  • Income system: Georgia is flat, Florida is none.
  • Retirement: Georgiapartial exempt; Floridano tax.

Recommended Tax Filing Software

Once you know what you owe, file with software built for your situation. We compare the top U.S. options below.

Editor's pick

TurboTax

Best overall guided experience

4.7·$0 – $129 federal
  • Step-by-step interview
  • Live expert add-on
  • W-2 + 1099 auto-import
  • Pricier than competitors
File with TurboTax

H&R Block

Best for in-person backup

4.5·$0 – $115 federal
  • Free in-person review
  • Strong refund accuracy guarantee
  • Easy import from prior software
  • State filing adds up
File with H&R Block

TaxAct

Best value for self-employed

4.3·$0 – $99 federal
  • Cheaper than TurboTax/H&R
  • Strong Schedule C tools
  • Price-lock guarantee
  • Fewer guidance tooltips
File with TaxAct

FreeTaxUSA

Best truly-free federal e-file

4.6·$0 federal / $14.99 state
  • Free federal filing for all forms
  • Cheap state filing
  • Supports complex situations
  • Plainer interface
File with FreeTaxUSA

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Comparison FAQs

It depends on income mix. Florida has an effective income rate of 0% vs Georgia's 5.39%. Property tax (0.92% vs 0.89%) and sales tax can swing the answer.

Related resources

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