Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between New Jersey and Pennsylvania for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.
| Tax | New Jersey | Pennsylvania |
|---|---|---|
| State income tax (effective) | 6.37% | 3.07% |
| Long-term capital gains | 6.37% | 3.07% |
| Property tax (effective) | 2.46% | 1.49% |
| Combined sales tax | 6.63% | 6.34% |
| Retirement income | partial-exempt | no-tax |
| Income system | progressive | flat |
New Jersey total tax
$21,670
Pennsylvania total tax
$18,406
New Jersey state tax
$6,300
Pennsylvania state tax
$3,036
Difference
−$3,264
Pennsylvania saves you money
As % of income
2.72%
Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.
Moving from New Jersey to Pennsylvania could save about $3,264 per year on this profile — roughly 2.72% of gross income.
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