New York vs Maine Taxes (2026)

Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between New York and Maine for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.

TaxNew YorkMaine
State income tax (effective)6.85%7.15%
Long-term capital gains6.85%7.15%
Property tax (effective)1.40%1.36%
Combined sales tax8.53%5.50%
Retirement incomepartial-exemptpartial-exempt
Income systemprogressiveprogressive

Tax savings calculator

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Estimated 2026 burden

New York total tax

$22,145

Maine total tax

$22,441

New York state tax

$6,775

Maine state tax

$7,071

Difference

+$297

Maine costs more

As % of income

0.25%

Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.

Relocation analysis

Moving from New York to Maine would cost an extra $297 per year on this profile.

  • Property tax difference on a $400k home: $160/yr.
  • Sales tax difference on $50k of taxable spending: $1,515/yr.
  • Capital gains difference per $10k gain: $30.

Key differences

  • New York: Top 10.9% bracket + NYC up to 3.876%; 7.25% corporate.
  • Maine: Top 7.15% bracket; pension exclusion up to $45,864.
  • Income system: New York is progressive, Maine is progressive.
  • Retirement: New Yorkpartial exempt; Mainepartial exempt.

Recommended Tax Filing Software

Once you know what you owe, file with software built for your situation. We compare the top U.S. options below.

Editor's pick

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Comparison FAQs

It depends on income mix. Maine has an effective income rate of 7.15% vs New York's 6.85%. Property tax (1.40% vs 1.36%) and sales tax can swing the answer.

Related resources

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