Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between New York and New Jersey for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.
| Tax | New York | New Jersey |
|---|---|---|
| State income tax (effective) | 6.85% | 6.37% |
| Long-term capital gains | 6.85% | 6.37% |
| Property tax (effective) | 1.40% | 2.46% |
| Combined sales tax | 8.53% | 6.63% |
| Retirement income | partial-exempt | partial-exempt |
| Income system | progressive | progressive |
New York total tax
$22,145
New Jersey total tax
$21,670
New York state tax
$6,775
New Jersey state tax
$6,300
Difference
−$475
New Jersey saves you money
As % of income
0.40%
Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.
Moving from New York to New Jersey could save about $475 per year on this profile — roughly 0.40% of gross income.
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