North Dakota vs Ohio Taxes (2026)

Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between North Dakota and Ohio for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.

TaxNorth DakotaOhio
State income tax (effective)2.04%3.50%
Long-term capital gains2.04%3.50%
Property tax (effective)0.98%1.52%
Combined sales tax7.04%7.25%
Retirement incomess-exemptss-exempt
Income systemprogressiveprogressive

Tax savings calculator

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Estimated 2026 burden

North Dakota total tax

$17,388

Ohio total tax

$18,832

North Dakota state tax

$2,018

Ohio state tax

$3,462

Difference

+$1,444

Ohio costs more

As % of income

1.20%

Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.

Relocation analysis

Moving from North Dakota to Ohio would cost an extra $1,444 per year on this profile.

  • Property tax difference on a $400k home: $2,160/yr.
  • Sales tax difference on $50k of taxable spending: $105/yr.
  • Capital gains difference per $10k gain: $146.

Key differences

  • North Dakota: Top 2.5% bracket — lowest progressive top rate in the U.S.
  • Ohio: Top 3.5% bracket; CAT (Commercial Activity Tax) replaces corporate income tax.
  • Income system: North Dakota is progressive, Ohio is progressive.
  • Retirement: North Dakotass exempt; Ohioss exempt.

Recommended Tax Filing Software

Once you know what you owe, file with software built for your situation. We compare the top U.S. options below.

Editor's pick

TurboTax

Best overall guided experience

4.7·$0 – $129 federal
  • Step-by-step interview
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File with TurboTax

H&R Block

Best for in-person backup

4.5·$0 – $115 federal
  • Free in-person review
  • Strong refund accuracy guarantee
  • Easy import from prior software
  • State filing adds up
File with H&R Block

TaxAct

Best value for self-employed

4.3·$0 – $99 federal
  • Cheaper than TurboTax/H&R
  • Strong Schedule C tools
  • Price-lock guarantee
  • Fewer guidance tooltips
File with TaxAct

FreeTaxUSA

Best truly-free federal e-file

4.6·$0 federal / $14.99 state
  • Free federal filing for all forms
  • Cheap state filing
  • Supports complex situations
  • Plainer interface
File with FreeTaxUSA

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Comparison FAQs

It depends on income mix. Ohio has an effective income rate of 3.50% vs North Dakota's 2.04%. Property tax (0.98% vs 1.52%) and sales tax can swing the answer.

Related resources

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