Side-by-side comparison of income tax, property tax, sales tax, capital gains, and retirement treatment between Pennsylvania and Kentucky for tax year 2026. Use the calculator below to estimate how much you would save (or pay) after relocating.
| Tax | Pennsylvania | Kentucky |
|---|---|---|
| State income tax (effective) | 3.07% | 4.00% |
| Long-term capital gains | 3.07% | 4.00% |
| Property tax (effective) | 1.49% | 0.83% |
| Combined sales tax | 6.34% | 6.00% |
| Retirement income | no-tax | partial-exempt |
| Income system | flat | flat |
Pennsylvania total tax
$18,406
Kentucky total tax
$19,326
Pennsylvania state tax
$3,036
Kentucky state tax
$3,956
Difference
+$920
Kentucky costs more
As % of income
0.77%
Federal tax is identical in both columns and excluded from the difference. Numbers use 2026 IRS brackets, state effective rates, and the 3.8% NIIT where applicable.
Moving from Pennsylvania to Kentucky would cost an extra $920 per year on this profile.
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